Personal Checking

Choose which Hometown Checking fits your needs

Hometown Checking

Full service checking account at no cost.

  • $50 to open an account
  • No monthly fee
  • No minimum balance required
  • Unlimited check writing
  • Complimentary VISA debit card
  • Free online and mobile banking
  • Free bill pay
  • Free e-Statements ($3 fee for paper statements)

Hometown Student Checking

Same great benefits as Hometown Checking, with an added bonus!

  • $50 to open an account
  • No monthly fee
  • No minimum balance required
  • Unlimited check writing
  • Complimentary VISA debit card
  • Free online and mobile banking
  • Free bill pay
  • Free e-Statements ($3 fee for paper statements)
  • Up to $20 in ATM fees refunded each month

Hometown Now Checking

  • $1,000 to open an account
  • $1,000 minimum balance to avoid an $8 monthly fee
  • Tiered interest on balance
  • Unlimited check writing
  • Complimentary VISA debit card
  • Free online and mobile banking
  • Free bill pay
  • Free e-Statements ($3 fee for paper statements)
  • Free images with e-statements

Hometown No Overdraft Checking

Insures you avoid overdraft fees.

  • $50 to open an account
  • No overdraft fees, ever!
  • Complimentary VISA debit card
  • Direct deposit available
  • Free e-Statements ($3 fee for paper statements)
  • $5.95 monthly service charge (receive first month for free)

Hometown Image Checking

  • $50 to open account
  • No minimum balance required
  • Unlimited check writing
  • Complimentary VISA debit card
  • Free online and mobile banking
  • Free bill pay
  • Free images with e-statements
  • Free e-statements ($3 fee for paper statements)

Hometown Money Market

For investors who want an alternative to market volatility plus immediate access to their funds.

CALL US FOR OUR INTEREST RATES

  • $2,500 minimum deposit to open
  • Tiered interest rate based on balance
  • Direct deposit and internal transfers available for easier ways to build your balance
  • Free online banking
  • Free e-Statements ($3 fee for paper statements)
  • A monthly service fee of $15 applies if balance falls below $2,500 any day of the cycle

Looking for a statement register?

Personal Checking Accounts Comparison Chart

ProductMinimum to OpenMonthly FeeBalance to Avoid FeeAdditional Features
Hometown Checking$50 NoneNo minimum balance requiredComplimentary Visa debit card
Hometown Student Checking$50 NoneNo minimum balance requiredComplimentary Visa debit card
Get reimbursed up to $20 in ATM fees per month
Hometown Now Checking$1,000 $8 $1,000 Complimentary Visa debit card
Hometown No Overdraft Checking$50 $5.95 N/AComplimentary VISA debit card
Hometown Image Checking$50 NoneNo minimum balance requiredComplimentary VISA debit card
Hometown Money Market$2,500 $15 $2,500 Full service account with checks and a debit card

Not sure what checking account fits your needs?

Contact one of our CSSs to help find what fits you best! Visit a branch located at 201 Liberty Street, Morris or 120 S. Main Street, Wilmington.

Visit Us