Home Equity Lines of Credit and Loans
Home Equity Lines of Credit
A home equity line of credit allows you to borrow only what you need, when you need it. Enjoy the flexibility of borrowing money without having to sign loan papers every time. You can write a check or advance money directly into your checking account with any of our electronic transfer options when you need it.
Rates and terms vary on the amount borrowed and how much equity you have in your home.
A home equity loan allows you to borrow the equity in your home for a fixed rate and term. Pay it back with a fixed monthly payment that fits your budget. We offer a variety of terms and rates for a fixed term home equity loan.
Vehicle Loans
We offer a wide range of vehicle loans including automobile, boat, recreational vehicles and more.
Personal Loans
In need of some extra cash and looking for a personal loan? A personal loan from Grundy Bank can consolidate bills or be an alternative to using high rate credit cards. Personal loans are available as secured or unsecured.
Cash Secured Loans
Looking to take out a loan instead of using your own cash on hand? A cash secured loan with Grundy Bank allows one to obtain a loan with little or no credit experience. Funds on deposit with Grundy Bank may be used as collateral.
Supercheck Overdraft Protection
Overdraft protection provides, in advance, a personal, unsecured loan to cover any potential overdrafts in your checking account. This service helps you steer clear of expensive overdraft fees that can quickly add up. Supercheck provides you with a safety net readily available whenever you need it. Also, as a pre-approved line of credit, it provides you with the financial freedom of having reserve funds available for that special purchase or when an emergency arises. Reach out to us now to learn more or begin the process today.*Excludes Hometown No Overdraft Account
If you’re interested in an installment loan, visit our main branch for an application. Our friendly lending team is eager to assist you with all your financial needs.
