At Grundy Bank, we strive to positively impact our local communities. We are committed to meeting the financial needs of these communities, including all low and moderate income and minority areas within our footprint. Grundy Bank is pleased to provide information for public inspection under the Community Reinvestment Act (CRA). By providing this information online, Grundy Bank can keep it current with convenient access.
Public Information Available for Inspection
In compliance with CRA requirements, the following information must be maintained in the public file, current as of April 1 of each year, and may be updated periodically.
CRA Performance Evaluation
A copy of the bank’s most recent CRA Performance Evaluation.
CRA Performance Evaluation
Written Comments
All written comments received from the public for the current year and each of the prior two calendar years that specifically relate to the bank’s performance in helping to meet community credit needs, and any response to the comments by the bank.
Written Comments
Branch and ATM Information
A list of the bank’s branches, ATMs, their street addresses, and geographies, including hours of operation.
Branch Locations
ATM Locations
Opened and Closed Branches and ATMs
Branches and ATMs opened or closed by the bank during the current year and each of the prior two calendar years, their street addresses, and geographies.
Open and Closed Branches and ATM's
List of Products, Services, and Fees
A list of services (loan and deposit products and transaction fees) generally offered at the bank’s branches and descriptions of material differences in the availability or cost of services at particular branches, if any.
Products and Services
Fee Schedule
Assessment Areas
A map of each assessment area showing the boundaries of the area and identifying the geographies contained within the area.
Assessment Area
Additional Information Available to the Public
HMDA Notice
Effective January 1, 2018, the Home Mortgage Disclosure Act (HMDA) data about our residential mortgage lending are available online for review. The data shows geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Data is available through the Consumer Financial Protection Bureau.
HMDA Notice
Loan-to-Deposit Ratio
The bank’s loan-to-deposit ratio for each quarter of the prior calendar year and, at its option, additional data on its loan-to-deposit ratio.
Loan-to-Debt Ratio 9.30.24
Public Notice
CRA Notice
State of Illinois Community Reinvestment Notice
State of IL
Any Other Information the Bank Chooses
None at this time.
Need Assistance? Please visit your local Grundy Bank branch for questions or to receive a hard copy of the bank’s CRA Public File. The bank may charge a reasonable fee not to exceed the cost of copying and mailing (if applicable).
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