Mortgage Loans

Residential Mortgage Loans

Grundy Bank offers competitive rates, loan programs and products designed for you. We offer loans to first time home buyers with minimal to no money down. We have mortgage products, whether you are looking to upgrade, build a new home, or refinance; our professional staff will assist you in an educated and timely manner.

Pre-qualification is as easy as 1-2-3. You can apply online and one of our loan officers will contact you. You can also schedule an appointment with one of our experienced loan officers. We will take our time to review your personal financial picture and explain your mortgage options

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Home Purchases

When people decide to buy a home, they are making a significant investment. Homeownership provides a sense of stability and security, and it can also offer financial benefits over time. The process of purchasing a home typically involves finding a property that meets the buyer's needs and budget, securing a mortgage loan, and negotiating the terms of the sale with the seller. We offer long term conventional first mortgages, fixed second mortgages, FHA, VA, and USDA.

Grundy Bank retains servicing of all Conventional Mortgage Loans.

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Home Refinance

Refinancing your home with Grundy Bank can provide you with several benefits. By refinancing, you may be able to lower your monthly mortgage payments, reduce your interest rate, and potentially save thousands of dollars over the life of your loan. Additionally, refinancing can allow you to consolidate high-interest debt, access cash for home improvements or other expenses, and even shorten the term of your loan. Our team of experts will work with you to find the best refinancing options for your individual needs, making the process as smooth and efficient as possible.

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Land/Lot Loans

Has owning land always been a part of your life-long dream? It’s now within reach with Grundy Bank. Our land loans allow you to purchase land today and build your dream home tomorrow. Not planning on building? Grundy Bank offers vacant land loans that allow you to purchase land for your own personal use.

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Construction Loans

Grundy Bank offers construction-only loans that let future homeowners borrow funds to build their dream home. Our short term, fixed, interest-only construction loans allow Grundy Bank to make payments to your builder as they complete various stages of construction.

Let Grundy Bank walk you through how they work, our available types of financing and what you’ll need to qualify.

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